HDBS is committed to safeguarding the privacy of individuals with respect to personal data. We therefore make sure that our policies and practices in relation to the collection, use, retention, transfer and access of personal data comply with the requirements of the Personal Data (Privacy) Ordinance (Chapter 486) under the laws of Hong Kong Special Administrative Region ("HKSAR").

1. Collection of Information

You may be asked to provide some personally identifiable information including but not limited to, your name, gender, age, identity document number, telephone number, fax number, home address, email address, education level, occupation, household income, interests and favourite activities, etc. It is necessary for us to collect your information in order to provide you with the services offered on this Website (the "Services"). You are not obliged to supply the data or information requested but if you fail to do so, you will not be able to enjoy certain Services available on the Website.
2.

Use of Information

All references to ��Personal Data�� contained herein are to the personally identifiable information collected for the purpose of the provision of the Services offered on this Website as mentioned above. The term ��Hutchison Group�� used herein refer to Whampoa Limited, its subsidiaries, holding company, affiliated companies or related companies and any company in which the same has a direct or indirect interest or with which it is in joint venture or co-operation or their respective successors and assigns. The term ��DBS Group�� used herein refer to DBS Bank (Hong Kong) Limited, its subsidiaries, holding company, affiliated companies or related companies and any company in which the same has a direct or indirect interest or with which it is in joint venture or co-operation or their respective successors and assigns.

The information we collected will be used for the following purposes:
 
i. identity verification and records and maintaining contact lists for correspondence;
ii. provision of the Services;
iii. monitoring the use of this Website and helping its further development;
iv. compiling aggregate statistics about our Users and analyzing site usage;
v. marketing of goods and/or services supplied by us, the Hutchison Group, the DBS Group, and/or selected business partners and delivering information to you in which we believe you may have interested;
vi processing of any benefits to you arising out of or in connection with the Services;
vii. enabling us to comply with our obligations to interconnect or other industry practices;
viii. meeting the requirements to make disclosure to the supervisory or regulatory authority, police or court of law under the requirements of any law, regulation or court order;
ix. enabling an actual or proposed assignee of us, the Hutchison Group or the DBS Group, or participant or sub-participant of our rights or those of a company within the Hutchison Group or the DBS Group, to evaluate the transaction intended to be the subject of the assignment, participation or sub-participation;
x. processing of any payment instructions, direct debit facilities and/or credit facilities requested by you; and
xi. all other incidental and associated purposes relating to any of the above.
   
If you have once given us your Personal Data, you may receive from us, the Hutchison Group and/or the DBS Group, from time to time, telephone calls, SMS, email, and direct mailings containing promotional materials. Hutchison Group and DBS Group have their own Data Policy to govern the use and access of Personal Data. Data Policy of DBS Group is available at www.dbs.com.hk.

3.

Use of Cookies

Your visiting of our Websites may trigger our use of cookies. Cookies used (if any) in any part of our Website will not be deployed for collecting personally identifiable information. If cookies are deployed for collecting personally identifiable information in the future, we will make separate notices accordingly. For your information, Cookies are small computer files that can be stored in web surfers' computers for the purposes of obtaining configuration information and analyzing web surfers' viewing habits. They can save you from registering again when re-visiting a Website and are commonly used to track your preferences in relation to the subject matter of the Website. You may refuse to accept Cookies (by modifying the relevant Internet options or browsing preferences of your computer system), but you may not be able to utilize or activate certain available functions in our Websites as the result.

4. Retention of the Information

So long as you are still a registered User or member of our Website, we will retain your Personal Data. Your Personal Data will be retained as long as reasonably required for the above purposes or as required by applicable law or 1 year after the closure of this Website. Your Personal Data is also retained to satisfy any applicable statutory or contractual obligations.
5. Disclosure and Transfer of Information

Normally, apart from the parties mentioned in Clause 2 above, we may share your Personal Data with, or disclose and/or transfer your Personal Data to our agents, contractors, any telecommunications operators, any third party service provider, any third party collection agencies, any credit reference agencies, any security agencies, any credit providers, banks, financial institutions, our professional advisers and any other persons under a duty of confidentiality to us and any of our actual or proposed assignees or transferees of our rights with respect to you, to use, disclose, hold, process, retain or transfer your Personal Data for the purposes mentioned above.

In addition, your Personal Data will be accessed by, disclosed or transferred to any company within the Hutchison Group and the DBS Group and will be included in one or more database held by us or the Hutchison Group or the DBS Group for the purposes mentioned above, to carry out market research, credit assessments, marketing of any goods and/or services by us, the Hutchison Group and/or the DBS Group and for the performance of procedures for comparing Personal Data with other information supplied by you to us, the Hutchison Group and/or the DBS Group and for other purposes as shall be agreed between you and us or required by law from time to time. Hutchison Group and DBS Group have their own Data Policy to govern the use and access of Personal Data. Data Policy of the Hutchison Group is available at the respective websites of the group companies while Data Policy of DBS Group is available at www.dbs.com/hk.


As the parties mentioned above may have places of business outside the HKSAR, your Personal Data may be transferred out of the HKSAR. By registration or logging-in our Website, you agree to us transferring your Personal Data to these parties outside the HKSAR. These parties adhere to their own privacy customs and policies and we have no control over their use of your Personal Data. Therefore, we are not liable to their use of your Personal Data.

6. Access to and Correction of Information

Under and in accordance with the Ordinance, you have the right to:
 
i. check whether we hold any of your Personal Data;
ii. access your Personal Data held by us;
iii. require us to correct any Personal Data which is inaccurate;
iv. ascertain our policies and practices (from time to time) in relation to Personal Data and the types of Personal Data held by us.
   
All requests for access to or correction of Personal Data should be in writing and addressed to The Data Protection Officer of HDBS via 8/F, One Island East, 18 Westlands Road, Island East, Hong Kong.

We may charge you a reasonable fee for each successful access from time to time, however, such fee will be waived if the access is necessary to make a genuine and reasonable correction.
7.

Security

Once we have obtained your Personal Data, it will be maintained in our systems to which only authorized staff, who have been properly trained, will be permitted to access. We shall make our best endeavours to ensure that the privacy of Users is properly protected. However, given the nature of the Internet, we cannot guarantee that there is ��perfect security��. Please refer to our Security Statement for details on the steps that we have taken to ensure that any personally identifiable information collected via our Websites is safe and secure from third party interference.

Please note that the Data Policy may be amended from time to time. Notices regarding amendments will be posted as our home-page to inform to of the effective dates of the amendments. Amendments will not have retrospective effect.

If there is any inconsistency or conflict between the English and Chinese versions of these Data Policy, the English version shall prevail.

   
 
   
|
|

Copyright © Hutchison DBS Card Limited. All Rights Reserved.

HWL