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HDBS is committed to safeguarding the privacy of individuals with respect to personal
data. We therefore make sure that our policies and practices in relation to the
collection, use, retention, transfer and access of personal data comply with the
requirements of the Personal Data (Privacy) Ordinance (Chapter 486) under the laws
of Hong Kong Special Administrative Region ("HKSAR").
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1. |
Collection of Information
You may be asked to provide some personally identifiable information including but
not limited to, your name, gender, age, identity document number, telephone number,
fax number, home address, email address, education level, occupation, household
income, interests and favourite activities, etc. It is necessary for us to collect
your information in order to provide you with the services offered on this Website
(the "Services"). You are not obliged to supply the data or information requested
but if you fail to do so, you will not be able to enjoy certain Services available
on the Website.
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2. |
Use of Information
All references to ��Personal Data�� contained herein are to the personally identifiable
information collected for the purpose of the provision of the Services offered on
this Website as mentioned above. The term ��Hutchison Group�� used herein refer to
Whampoa Limited, its subsidiaries, holding company, affiliated companies or related
companies and any company in which the same has a direct or indirect interest or
with which it is in joint venture or co-operation or their respective successors
and assigns. The term ��DBS Group�� used herein refer to DBS Bank (Hong Kong) Limited,
its subsidiaries, holding company, affiliated companies or related companies and
any company in which the same has a direct or indirect interest or with which it
is in joint venture or co-operation or their respective successors and assigns.
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The information we collected will be used for the following purposes:
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i. |
identity verification and records and maintaining contact lists for correspondence;
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ii. |
provision of the Services;
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iii. |
monitoring the use of this Website and helping its further development;
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iv. |
compiling aggregate statistics about our Users and analyzing site usage;
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v. |
marketing of goods and/or services supplied by us, the Hutchison Group, the DBS
Group, and/or selected business partners and delivering information to you in which
we believe you may have interested;
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processing of any benefits to you arising out of or in connection with the Services;
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vii. |
enabling us to comply with our obligations to interconnect or other industry practices;
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viii. |
meeting the requirements to make disclosure to the supervisory or regulatory authority,
police or court of law under the requirements of any law, regulation or court order;
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ix. |
enabling an actual or proposed assignee of us, the Hutchison Group or the DBS Group,
or participant or sub-participant of our rights or those of a company within the
Hutchison Group or the DBS Group, to evaluate the transaction intended to be the
subject of the assignment, participation or sub-participation;
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x. |
processing of any payment instructions, direct debit facilities and/or credit facilities
requested by you; and
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xi. |
all other incidental and associated purposes relating to any of the above.
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If you have once given us your Personal Data, you may receive from us, the Hutchison
Group and/or the DBS Group, from time to time, telephone calls, SMS, email, and
direct mailings containing promotional materials. Hutchison Group and DBS Group
have their own Data Policy to govern the use and access of Personal Data. Data Policy
of DBS Group is available at www.dbs.com.hk.
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3. |
Use of Cookies
Your visiting of our Websites may trigger our use of cookies. Cookies used (if any)
in any part of our Website will not be deployed for collecting personally identifiable
information. If cookies are deployed for collecting personally identifiable information
in the future, we will make separate notices accordingly. For your information,
Cookies are small computer files that can be stored in web surfers' computers for
the purposes of obtaining configuration information and analyzing web surfers' viewing
habits. They can save you from registering again when re-visiting a Website and
are commonly used to track your preferences in relation to the subject matter of
the Website. You may refuse to accept Cookies (by modifying the relevant Internet
options or browsing preferences of your computer system), but you may not be able
to utilize or activate certain available functions in our Websites as the result.
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4. |
Retention of the Information
So long as you are still a registered User or member of our Website, we will retain
your Personal Data. Your Personal Data will be retained as long as reasonably required
for the above purposes or as required by applicable law or 1 year after the closure
of this Website. Your Personal Data is also retained to satisfy any applicable statutory
or contractual obligations.
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5. |
Disclosure and Transfer of Information
Normally, apart from the parties mentioned in Clause 2 above, we may share your
Personal Data with, or disclose and/or transfer your Personal Data to our agents,
contractors, any telecommunications operators, any third party service provider,
any third party collection agencies, any credit reference agencies, any security
agencies, any credit providers, banks, financial institutions, our professional
advisers and any other persons under a duty of confidentiality to us and any of
our actual or proposed assignees or transferees of our rights with respect to you,
to use, disclose, hold, process, retain or transfer your Personal Data for the purposes
mentioned above.
In addition, your Personal Data will be accessed by, disclosed or transferred to
any company within the Hutchison Group and the DBS Group and will be included in
one or more database held by us or the Hutchison Group or the DBS Group for the
purposes mentioned above, to carry out market research, credit assessments, marketing
of any goods and/or services by us, the Hutchison Group and/or the DBS Group and
for the performance of procedures for comparing Personal Data with other information
supplied by you to us, the Hutchison Group and/or the DBS Group and for other purposes
as shall be agreed between you and us or required by law from time to time. Hutchison
Group and DBS Group have their own Data Policy to govern the use and access of Personal
Data. Data Policy of the Hutchison Group is available at the respective websites
of the group companies while Data Policy of DBS Group is available at www.dbs.com/hk.
As the parties mentioned above may have places of business outside the HKSAR, your
Personal Data may be transferred out of the HKSAR. By registration or logging-in
our Website, you agree to us transferring your Personal Data to these parties outside
the HKSAR. These parties adhere to their own privacy customs and policies and we
have no control over their use of your Personal Data. Therefore, we are not liable
to their use of your Personal Data.
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6. |
Access to and Correction of Information
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Under and in accordance with the Ordinance, you have the right to: |
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check whether we hold any of your Personal Data;
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access your Personal Data held by us;
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require us to correct any Personal Data which is inaccurate;
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ascertain our policies and practices (from time to time) in relation to Personal
Data and the types of Personal Data held by us.
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All requests for access to or correction of Personal Data should be in writing and addressed to The Data Protection Officer of HDBS via 8/F, One Island East, 18 Westlands Road, Island East, Hong Kong.
We may charge you a reasonable fee for each successful access from time to time,
however, such fee will be waived if the access is necessary to make a genuine and
reasonable correction. |
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Security
Once we have obtained your Personal Data, it will be maintained in our systems to
which only authorized staff, who have been properly trained, will be permitted to
access. We shall make our best endeavours to ensure that the privacy of Users is
properly protected. However, given the nature of the Internet, we cannot guarantee
that there is ��perfect security��. Please refer to our Security Statement
for details on the steps that we have taken to ensure that any personally identifiable
information collected via our Websites is safe and secure from third party interference.
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Please note that the Data Policy may be amended from time to time. Notices regarding
amendments will be posted as our home-page to inform to of the effective dates of
the amendments. Amendments will not have retrospective effect.
If there is any inconsistency or conflict between the English and Chinese versions
of these Data Policy, the English version shall prevail.
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